About FDs

Basic questions about FDs

Who can invest in Fixed Deposits through Kuvera?
Resident Individuals (except minors) can invest in Fixed Deposits through Kuvera.
Wed, 6 Oct, 2021 at 2:27 PM
How many fixed deposits can I open?
There is no limit on the number of FDs that you can invest in on our platform.
Tue, 19 Apr, 2022 at 6:27 PM
The bank has changed the interest rates. Will that be applicable to my existing deposit?
You will continue to receive interest at the rate promised while opting for FD. New changes in interest rate do not impact existing FDs. The interest rate p...
Wed, 6 Oct, 2021 at 2:38 PM
What are tax-saver deposits?
Tax-saver deposits are eligible for tax deductions of up to Rs.1.5 lakh in a financial year. The lock-in period for tax-saver deposits is 5 years (minim...
Wed, 6 Oct, 2021 at 2:34 PM
Can I register a nominee for my FD?
Yes, you will see an option to provide nominee details while opting for FD.
Wed, 6 Oct, 2021 at 2:32 PM
Can I use multiple banks to invest In FD?
Yes, you can link up to 5 bank accounts to your account, and invest through any one of them!
Tue, 19 Apr, 2022 at 6:25 PM
What is the eligibility for senior citizens fixed deposits?
Applicant’s age should be greater than 60 years for a senior citizen FD
Wed, 6 Oct, 2021 at 11:55 AM
What is the tax implication on FD?
Interest income from Fixed Deposits is taxable as per your tax slab. It gets added to your total income and gets taxed at slab rates applicable to your tot...
Sat, 19 Feb, 2022 at 11:14 AM