Surplus puts your idle savings to work by investing in direct plans of select liquid and overnight mutual funds — low risk, stable, and better returning than a typical savings account, while keeping your money accessible whenever you need it.
Since instant redemptions are capped at ₹50,000 or 90% of investment per scheme (whichever is lower), your Surplus investments are spread across multiple AMCs to ensure you always have sufficient liquidity. Redeemed amounts are typically credited to your bank account within minutes, with any remaining balance settled by the next business day.
Start your Surplus journey today.