If you have a cumulative scheme, the interest will be compounded to the deposit amount and paid on maturity along with the deposit amount. If you have opted for TDS deduction, the tax paid will be reduced from the accrued interest, and the remaining amount will be added to the principal amount for further compounding.


For non-cumulative deposits, the interest payment will be made only through National Electronic Fund Transfer (NEFT) as per the following schedule:


Frequency

Period

Monthly

 Last day of every month

Quarterly

 Last day of March/June/September/December

Half-Yearly

 Last day of March and September

Yearly

 Last day of March