Mutual fund allotments including SIP orders have moved to fund realization-based NAV from Feb 1. The allotment would be completed once AMC receives the fund credit. The time taken for the realization of funds depends on the payment mode/mandate type. 


The NAV date might likely be different from the order trigger date. If funds realization happens within the cut-off, the applicable NAV should be of the same business day.
 

Updated cut-off timings from 1/Feb/2021 -


The cut-off time for Purchase and Switch orders is as described below-


For liquid and overnight funds, it is 12:30 pm.

For Non-Liquid fund orders, it is 2:30 pm.

The cut-off time for Redemption orders is 3 pm.


Please Note: The NAV applicable is indeterminate/unknown at the time of placing the order. You can read more about it here : https://kuvera.in/blog/new-nav-applicability-norms-from-1st-feb-2021-kuvera-sebi-regulations/